Digital goods commerce starts here.

Forget about declined international transactions, tax fines, global compliance and seats in your customer support.
Trusted by leading digital brands:
Welcome to

More than just a payment gateway. We are full stack.

Your merchant of record

  • Payments are just a piece of the puzzle when selling digital goods online.
  • Stay compliant & easily expand to new markets, using Number X's Payments, Checkout & Backoffice.

Digital goods ecosystem.

Sell anything from your AI wrapper subscriptions to Indie videogames.your AI wrapper subscriptions to Indie videogames.
  • Subscription services
  • Videogames
  • E-learning
  • Mobile apps

Earn more and lose less

Fixed fee 5% + 50¢ per Checkout transaction. No setup or monthly fees.
Your revenue, minus our fees and taxes

Why Number X?

    No need to register with the tax authorities and manually remit taxes, keeping a team of accountants.
    Instead of maintaining multiple legal entities on target markets - use one simple integration, once and for all.
    Zero additional contracting with banks and PSP's. Eliminate the need for multiple acquring relationships. 1 contract = multiple acquirers.
    Skip the platform fees and improve your margins. Customer purchases through your website saves you up to 70% compared to traditional app stores.
    With our selection of ready to go integrations, we'll activate hundreds of APM's from day one, to break into new markets faster.
    Selling digital products requires sticking to ever-changing regulations worldwide: tax registrations, local invoicing requirements, as well as SOC, ISO 27001, HIPAA, GDPR in EU, CDPA in California, I-PIN in South Korea, SCA, costly PCI-DSS and many more.

We have your back for challenges beyond buy button.

  • Payments
  • Anti-fraud
  • Taxes
  • Compliance
  • End customer support
Merchant of recordCost savings and long-term value.
Financial Responsibilities
  • Payment processing
  • 900 alternative payment methods coverage (APM’s)
  • Currency conversion between processing and settlement
  • Cross-border transactions
Legal Responsibilities
  • Legal entities on target markets
  • Registering in tax inspectorates
  • Tax collection, filing, remittance
  • Global compliance (GDPR, CCPA, PSD-2, SCTC)
  • Billing + invoicing
Operational responsibilities
  • Outsourcing customer support
  • Fraud management
  • Chargeback protection (Preventative refunds)
  • Refund management

As a result:

3x times faster onboarding due to legal advantages of MoR model.
-40%Declined international transaction (cross-border sales)
-85%Overhead costs
-100%Customer support queries

Our products

payment solutionsOffer more ways to pay & increase conversion rate.
  • Number X Checkout

    Accept 200+ payment methods, in 100+ geographies.

  • GATE

    Suite of services for cross-border sales. Better authorization rates for cross-border transactions (growth by 10-25 %) For example, EU merchants selling digital goods to US customers and vice versa.

Supporting servicesEliminate risk and complexity of selling globally.
  • Merchant of Record

    Backoffice support for your digital goods.

  • Guard

    Global laws and regulations compliance.

  • ANTI-FRAUD

    #1 Revenue protection tool for digital business

Commercial solutionsSell in more channels and boost revenue
  • Number X Console

    Extend the reach of your game or app, allowing users to top up the balance on our digital goods marketplace.

  • Number X Shop (Creator Economy)

    Showcase your online courses on our digital goods marketplace

  • Brick (Webstore builder)

    100 % white label, fully customizable storefront for digital goods. Ditch high fees of platforms and legacy Appstores, selling direct to consumer (D2C).

  • Performance marketing (soon)

    6 % cashback on Media buying with Number X. Access to industry leading performance marketing tools to capture high-quality leads and deepen customer engagement.

Benefits. We got ‘em.

-40% Reduction on international expansion budget
-85%Reduction in manual efforts managing payments
-100%Less FX fees. We pass on our wholesale foreign exchange rate.
Processors' fee breakdown

Processors make money on hidden fees. We don't.

Processors' fees might not be as low as you think. Basic, expected features require additional setup and extra costs, resulting in effective rates of 7-8% — and you're still left with the headache of global sales tax compliance problems. At Number X our best features come built-in, and we take on the responsibility for sales taxes all over the world - all with no setup required and we still come out cheaper.

effective rates of ~ 7-8%
  • Base fee1,5 % + 30
  • Subscriptions (Recurring payments)+ 0,5 %
  • international payment+ 1%
  • Invoices (Billing)+ 0,4% up to $2
  • ACH payments+ 0,8%
  • Tax calculator tool (1% on each transaction)
  • Dedicated team fighting chargebacks+ 0,4%
  • Alternative payment methods (APM's)+ 0,8%
  • Antifraud (such as Stripe Radar)+ 0,5%
  • Disputes+ $15 fee
  • Custom checkout domains+ $10/month
  • Seats in your customer support~$60k/per year
  • Fixed fee 5% + 50¢No setup or monthly fees. Earn more and lose less.
And other hidden fees:
  • FX fees between processing and settlement currency (3-4 % on each transaction)
  • 30 ¢ on each declined transaction
  • Up to 1 % additional charge for different types of cards (Platinum, corporate, credit etc)
  • Filing taxes in each country and state, a team of accountants to calculate tax liability. 20,000 $/monthly

API documentation

Start the integration process via Number X REST APIExplore
APIs.We offer powerful APIs, with simple integration guides without having to write a single line of code.
SDKs.Our software development kits are tailored to build custom integrations.
DOCs.Get started right away with our clear and easy-to-use documentation.
CMS Ready
Library Sdk

Our partners

Win-win stories, based on a commitment to shared success.

Telegram uses Number X to facilitate sales of its premium subscriptions to end users based on EU, UK and US markets.

Battlestate Games uses Number X as a Merchant of record when is comes to distribution of in-game items of online shooter Escape From Tarkov

The Number X partnerships gave Slowdive, access to new customers who relied on alternative payment methods.

Join
You sell digital products worldwide. We take care of payments and operational challenges.Join 2,000 merchants that have partnered with Number X as their Merchant of Record to expand coverage and offload fraud prevention, taxes & compliance.
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